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Rich dad and poor dad is a very popular book is also "alternative" book, the best-selling author Robert kiyosaki with own experience about how rich education children about money problems, but these seemingly common sense about money ideas and knowledge is the poor and middle class families do not have. The authors say their victims in the book "rich man's secret." The author's biological father at Stanford university, university of Chicago, northwest university and other famous American universities are obtained the degree of higher education, an overall. However, although he owns a decent job, lucrative, but lifelong faced with financial difficulties. And his friend's father school and compose learned, but because there are faced correctly money ideas and superman money management skills and business talents, became an optimistic billionaire. Real-life Bill Gates, novotel, dell successfully all did not accept or unfinished higher education, and they are realistic social success. This kind of reality does not afraid to including the United States that the country's money education poses a challenge. What people in school learn? Why do doctors, lawyers and professionals will face the same kind of financial dilemma? Why the poor get poorer, the rich get richer? Rich people finance is the secret? How they developed? "Rich dad and poor dad" author first popularly illustrates the secret of the rich, he, through your own personal experience proves to the financial freedom primary ideas, at this point the poor and middle class and the rich difference: the poor and middle class let oneself work for the money, The rich are let money work for himself. In this view, on the basis of the authors further clarifies the definition of assets and liabilities and relationship. The authors think that only can unceasingly for the money I earned the property's assets, and those that let oneself constantly spending all call liabilities, this definition although look very simple, but in essence is full of life wisdom. On how to deal with debt and assets relations, the authors use money business ideas explain each person in the face of money game rules should know the financial management skills and knowledge. Robert kiyosaki which were revealed in the rich secret indeed were surprising, since "cash flow" is already modern society "old" rules of the game, so why like americans such "modern" still cannot unhurried facing it? Even many people also this shy and "sad"? Actually, the authors say money business is that everyone have, but many people were some of the traditional concept of money shackles, there was no escape from the cage "" thinking. In addition, more people though it can have high education level, but lack the basic knowledge of conduct financial transactions. See "rich dad and poor dad" people can not help but ask yourself: a man can take decades of kung fu used in the knowledge learning, why can't use a few months or even weeks to learn finance? There are many people off the financial confusion or lack of money for the knowledge of inductive insufficient, always try to learn more knowledge, to take what degree or what certificate and so on, this is another form of the error, the author in his free of narration in easily broken this "wealth shang veil". Because of using experiences as the evidence, the author broke many wrong ideas about personal, along with "rich dad and poor dad in the global best-selling book, many readers of weak heart when facing money can be destroyed in the global formation in recent years people the biggest shock, financial management concept of kiyosaki" rich dad "series of products in the world has already become the fervour of power. The world is full of talented poor. In many cases, they are poor or financial difficulties, or only earn less than they could have earned income, not because of their known things but because they unknown things. They only focus on improving and perfecting cooked hamburgers skills, but do not pay attention to improve sales and send hamburger skills. Maybe McDonald's best hamburgers can do, but they can make the average hamburger premise, do the best sales and send work. We see so many yearn for promotion and raise the employee, then promotion and salary can meet them to realize their dreams wish? General won't. If the enterprise can't satisfy the promotion and salary request, perhaps someone will do job-hopping act, but after job-hopping situation will still is. The final result is often have such mentality personnel won't because of how much each other remuneration occurs between what substaintial distinction, instead, those who use thinking instead of greed, distinguished career and career (work for themselves or for another job), distinguish the assets and liabilities (continuously bring income bill called balance, leading to happen that liabilities), decisive grasp the opportunity, to realize social create wealth for themselves and the target. Therefore, professional personnel must give up relying solely on promotion and salary to improve the quality of life of thinking, and should in work diligent in thinking, increase their own assets (kinds of investment, such as stock, real estate, knowledge and skills).
中文的：富爸爸，窮爸爸》一書是一本十分暢銷也十分“另類”的書，暢銷書作家羅伯特·清崎用自己的親身經歷講述了富人如何教育孩子有關金錢的問題，而這些看似常識的關于金錢的觀念和知識卻是窮人和中產階級家庭所沒有的。
可以說作者在此書中一語道破了“富人的秘密”。
作者的親生父親在斯坦福大學、芝加哥大學、西北大學等美國著名學府均取得學位，受過全面的高等教育。
然而，雖然他擁有體面的工作，收入頗豐，卻終身面臨財務困境。
而他朋友的父親中學就綴學了，卻因為有正確面對金錢的觀念和超人的理財技能和商業才干，成為了一個樂觀的億萬富翁。
現實生活中的比爾·蓋茨、富特、戴爾等成功人士均沒有接受或未完成高等教育，而他們是現實社會的成功者。
這類現實的確向包括美國這樣不避諱金錢的國家的教育提出了挑戰。
到底人們在學校里學到了什么？為什么醫生、律師等專業人士同樣會面臨財務窘境？為什么窮人越來越窮，富人越來越富？富人們理財的秘密是什么？他們是怎樣發展起來的？ 《富爸爸，窮爸爸》的作者第一次通俗地說明了富人的秘密，他通過自己親身經歷印證了走向財務自由的首要觀念，在這一點上窮人和中產階級與富人有天壤之別：窮人和中產階級讓自己為了錢工作；富人則讓錢為自己工作。
在這個觀點的基礎上，作者進一步闡明了資產與負債的定義和關系。
作者認為只有能不斷地為自己掙錢的財產才叫資產，而凡是讓自己不斷花錢的都叫負債，這種定義盡管看上去很簡單，但實質上卻充滿了人生智慧。
在如何處理負債和資產的關系方面，作者用財商的觀念解釋了每一個人在面對金錢游戲規則時都應該知道的理財技巧和知識。
羅伯特·清崎所揭示出的富人秘密的確讓人大吃一驚，既然“現金流”早已是現代社會 “古老”的游戲規則，那么為什么像美國人這樣的“現代人”仍然不能從容面對它呢？甚至許多人還對此羞澀、“難過”呢？其實，作者所說的財商是每一個人都具備的，只是許多人被一些傳統的金錢觀念桎梏著，逃不出“思維的牢籠”。
另外，更多的人雖然可以擁有很高的教育水平，卻缺乏一些最基本的理財知識。
看了《富爸爸，窮爸爸》的人不禁要問自己：一個人可以花幾十年的功夫用于知識的學習，為什么不能用幾個月甚至幾個星期學學理財呢？ 還有很多人把財務的困惑或缺錢歸納為知識的不足，總是想辦法去多學知識，取個什么學位或什么證書之類的，這又是另一種形式的誤區，作者在他自如的敘述中輕松地打破了這種“財商的面紗”。
正因為用親身經歷為證據，作者打破了許多關于理財的錯誤觀念，伴隨著《富爸爸，窮爸爸》一書在全球的暢銷，許多讀者面對金錢時的軟弱內心被摧毀可以說在全球形成了近十年來人們理財觀念的最大沖擊波，清崎的“富爸爸”系列產品在全世界已成燎原之勢。
世界上到處都是有才華的窮人。
在很多情況下，他們之所以貧窮或財務困難，或者只能掙到低于他們本來能夠掙到的收入，不是因為他們已知的東西而是因為他們未知的東西。
他們只將注意力集中在提高和完善做漢堡包的技能上，卻不注意提高銷售和發送漢堡包的技能。
也許麥當勞不能做最好的漢堡包，但他們能夠在做出一般水平的漢堡包的前提下，做最好的銷售和發送工作。
我們看到如此之多渴望得到晉升和加薪的員工，那么晉升和加薪能夠滿足他們實現心中夢想的愿望嗎？一般不會。
如果在企業滿足不了晉升和加薪的要求，或許有人會作出跳槽的舉動，但跳槽后情況會依然如此。
最終的結果往往是抱有此類心態的人員不會因為報酬的多少彼此之間產生什么本質的區別，相反，那些用思考代替貪婪，區分職業和事業（為自己工作還是為別人工作），明辨資產和負債（能夠源源不斷帶來收入的叫資產，導致帳單發生的叫負債），果斷把握機會的人，才能夠實現為自己和社會創造財富的目標。
因此，職場的人員一定要放棄單純依賴晉升和加薪來改善生活質量的想法，而應該在工作中勤于思考，不斷增加自己的資產（各類投資，如證券、房地產、知識和技能）。
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